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Monday, October 28, 2019
Addressing the Financial Impact of Losing a Key Employee
Keto Diet Good or Bad for you ?
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Small Employers Can Reimburse for Medicare Part B, D Premiums
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Short Term Medical Plans
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Open Enrollment is just around the Corner!

Open Enrollment is just around the Corner!
Here is what to expect:
- I will be sending out email blast, texts, and giving phone calls with my appointment link for open enrollment starting in October!
- When you get the appointment link, BOOK AN APPOINTMENT!
- Once you book an appointment I will take you off the list so you won't be bugged anymore from my emails, texts, ect.
Keep in mind:
- Earlier you book an appointment the more time you have to make a decision.
- This is the ONLY time during the year to change your plan.
Open Enrollment in New Mexico starts November 1st, 2019 and will end December 15th, 2019.
After that date you will not be able to make changes or enroll in coverage for 2020!
KEEP AN EYE OUT FOR MY APPOINTMENT LINK FOR THE 2020 OPEN ENROLLMENT!
Let me know if you have any questions about the 2020 open enrollment season!
You can always call or text me with your concerns @ 505-280-5830.
Have a great day!
Matt Boland
2020 Open Enrollment

2020 Open Enrollment is almost here!
It's that time of year again! Where you can change or buy a health insurance plan for you and your family!
Open Enrollment season will only be from November 1st, 2019 to December 15th, 2019.
Since our Open Enrollment is short it is paramount that you book an appointment with me ASAP
Call or text me with any questions or concerns @ 505-280-5830.
Have a great day!
Matt Boland
Workers Struggle with Medical Bills, Despite Having Insurance: GAP Insurance can Help !
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New Mexico Health Connections 2020


New Mexico Health Connections 2020!
Here are some changes you need to know:
- New Mexico Health Connections (NMHC) is no longer working with True Health New Mexico (THNM) as their TPA. As their TPA THNM has managed NMHC's back of the house items and their network.
- Instead they have hired a Colorado company called Friday Health Plans to be their TPA and manage their network.
Due to this there is Good news and Bad news.
Bad news first:
- NMHC's network will be different and changing. Mainly their providers.
Good news:
- NMHC's will still work with Lovelace and UNM hospitals.
- Because THNM is no longer the TPA for NMHC's they have decided that they are going to start their own Individual Health Insurance plan in 2020.
- They are taking their network which we have always know as NMHC's with them. So, if you want the same exact network you have had with NMHC's we will most likely want to check out True Health New Mexico's offerings at this open enrollment.
- This is fantastic in a way as it creates more competition.
Based upon all this above news NMHC's is still strong as ever!
Their TPA partner Friday Health Plans is a great carrier which I work with in Denver area as well.
They are a strong and smart company when it comes to providing care to their customers.
So, I am anticipating their customer service will be better than ever.
Now lets look at the 2020 New Mexico Health Connections plans!
What to expect:
- NMHC's has sent out a renewal kit. If you wish to keep the same plan you can return the re-enrollment paperwork back to me via email or fax and I will get to the insurance carrier on your behalf! (Or let me know you sent it off)
- If you are not sure if you want to renew quite yet then I encourage you to book an appointment with me.
- Once appointment is booked we will talk about 2020 options and I can share with you the new THNM plans and all the other carriers in New Mexico for 2020.
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Open Enrollment season will only be from November 1st, 2019 to December 15th, 2019.
Since our Open Enrollment is short it is paramount that you book an appointment with me ASAP.
Even if you are satisfied with your current plan I encourage you to set up an appointment with me.
As carriers always have the opportunity to change their plans and adjust their rates.
- If you are an ON EXCHANGE member dealing with healthcare.gov. You MUST book an appointment with me! Your plan will not roll over you MUST reselect the health plan that you want to move forward with in 2020.
- If you are OFF EXCHANGE the carrier will be sending you the new 2020 rates and plans soon.
Call or text me with any questions or concerns @ 505-280-5830.
Have a great day!
Matt Boland
Presbyterian 2020 Plans!
Presbyterian 2020 Plans!
We just got the new 2020 Presbyterian plans!
- Members have 6 plans to choose from - 1 Platinum, 1 Gold, 3 Silver, and 1 Catastrophic
- High Deductible Health Plan (Silver 1) can be partnered with a Health Savings Account (HSA) through HealthEquity. For no fee, members can conveniently open and contribute to an HSA to pay for qualifed out-of-pocket medical expenses tax-free.
PHS
has sent your re-enrollment kit personalized for you to your address on
file.
If you wish to keep the same plan you can return the re-enrollment
paperwork back to me via email or fax and I will get to PHS on your
behalf! If you do not do anything the plans will renew on the same plan
or plan that is close to what you currently have.
Dental coverage - A standard Dental plan is now included at no additional cost!
This
dental plan includes preventative and diagnostic care, including
coverage for a dental bitewing x-rays, once comprehensive or periodic
oral examination and one child or adult cleaning each calendar year.
A more comprehensive dental plan is also available for a low monthly
premium starting at $18.15.
Vision Coverage
- Standard and Pediatric plans are included at no cost! A premium plan
for materials (glasses or contact lenses) is available for $7.13 per
member / month over the age of 19.
(Underwritten and Administered by VSP)
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Open Enrollment season will only be from November 1st, 2019 to December 15th, 2019.
Since our Open Enrollment is short it is paramount that you book an appointment with me ASAP!
Even if you are satisfied with your current plan I encourage you to set up an appointment with me.
As carriers always have the opportunity to change their plans and adjust their premiums.
So a plan that may be the best cost and fit for you in 2019 may not be the case in 2020.
- If you are an ON EXCHANGE member dealing with healthcare.gov. You MUST book an appointment with me! Your plan will not roll over you MUST reselect the health plan that you want to move forward with in 2020.
- If you are OFF EXCHANGE the carrier will be sending you the new 2020 rates and plans soon.
Call or text me with any questions or concerns @ 505-280-5830.
Have a great day!
Matt Boland
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2020 Inside Scoop !
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Sunday, May 19, 2019
What is Health Sharing !
Thousands of individuals, families, churches and organizations rely on each other for their medical needs.
We provide the opportunity to give because good is always returned.
How it works is simple.
Individuals, couples, families, churches and organizations contribute financially into the members’ escrow account and we act as the neutral escrow agent for the members.- Members’ medical needs are shared according to the Membership Guidelines and escrow instructions.
- Members are asked to submit a monthly contribution.
- Members present their Membership ID card when medical services are received and the provider submits the medical need according to the instructions on the back of the card.
Find out more on Altrua Health Share: Click Here !
Friday, May 17, 2019
Conviction Information on Job Applications
Conviction Information on Job Applications
On April 3, 2019, New Mexico Governor Michelle Lujan Grisham signed legislation (S.B. 96) amending the state’s Criminal Offender Employment Act by both:- Prohibiting private employers form inquiring about an applicant’s history of arrest or conviction on an initial job application; and
- Providing a grievance process for violations.
Read NM S.B. 96
Medical Marijuana and Employment Protections
Medical Marijuana and Employment Protections
On April 4, 2019, New Mexico Governor Michelle Lujan Grisham signed legislation (S.B. 406) enacting the following employment protections within the Lynn and Erin Compassionate Use Act (New Mexico’s Medical Cannabis Program):- It is unlawful for an employer to take an adverse employment action against an applicant or an employee based on conduct allowed under the state’s medical cannabis program unless failure to do so would cause the employer to lose a monetary or licensing-related benefit under federal law or regulations.
- However, the law does not:
- Restrict an employer’s ability to prohibit or take adverse employment action against an employee for use of, or being impaired by, medical cannabis on the premises of the place of employment or during the hours of employment; or
- Apply to an employee whose employer deems that the employee
works in a safety-sensitive position.
Read NM S.B. 406
New Mexico Employment Law Update 2019
New Mexico Employment Law Update 2019
April 22nd, 2019
Domestic Service in Minimum Wage Act
On April 4, 2019, New Mexico Governor Michelle Lujan Grisham signed legislation (S.B. 85) amending the New Mexico Minimum Wage Act to remove the exception of domestic service from wage protections.The law is effective June 14, 2019.
Read NM S.B. 85
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