Workers Struggle with Medical Bills, Despite Having Insurance: GAP Insurance can Help !

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October 2019 Welcome Hello ALL ! Happy Boo-tober !   We have a new product to share with you. It's in reference to dental coverage ! Here's the benefit summary link:  http://bit.ly/Plansurity As a tease, it has no deductibles and has a $10,000 a year benefit for each family member. It's only available on a group basis. ********* On your current coverages... If you ever have any questions about your coverages or  how to acess care, please feel free to call or email us with your concerns ! Michele & Matt Contact Us Michele Boland: Broker Matt Boland: Broker M & M Insurance Agency DENVER OFFICE 1685 S. Colorado Blvd., Suite S312 Denver, Colorado 80222-40401 303-988-2115 ALBUQUERQUE OFFICE 11024 Montgomery Blvd., NE Albuquerque, New Mexico 87111 505-881-2638 matt@mminsuranceagency.com michele@mminsuranceagency.com Call from anywhere: 1-877-480-HEALTH Our Website: Click Here ! Feedback We always appreciate your valuable feedback! We value our relationships and would like your opinion about our agency. Any suggestions? Improvements? Compliments? We would appreciate hearing from you. We also appreciate you passing on our name when the subject of insurance comes up. Thank You ! What's New This Month Budgeting and Prepping for Open Enrollment You need to get an early start on preparations for your small group health plan open enrollment, particularly now as so much confusion abounds about the state of health insurance in the country. With recent new regulations, options have changed for employers and you need to stay focused on maximizing your outcomes within your budget. You also want to drive participation, as that too can reduce overall rates for you. Here’s how. Read More Workers Struggle with Medical Bills, Despite Having Insurance: GAP Insurance can Help ! A new survey has found that many American workers are struggling with medical bills even though they have employer-sponsored health plans. The survey discovered that one in 10 employees who have insurance and pay part of the premiums, also have annual out-of-pocket medical bills of more than $10,000.  So, what can you, as an employer, do to help your staff? Talk to us about Medical GAP Insurance !  The newest way to help your employees ! Read More What To Do With 'Safe Money' The first rule of investing is always 'safety,' but with inflation hovering around 2 to 3 percent, bank-guaranteed products like CDs and savings accounts are actually losing money net of inflation. So where can investors find a safe harbor in a storm without taking on too much market risk? Read More Articles from our Previous Issues Small Employers Can Reimburse for Medicare Part B, D Premiums IRS Eases Access to Chronic Disease Treatment Deciding Which Dental Insurance Plan Is Right for Your Company Addressing the Financial Impact of Losing a Key Employee Legal Traps to Avoid When Dealing with FMLA Requests EEOC Says Use of Service Dog is 'Reasonable Accommodation' under ADA Legislation Aims to Tackle Health Care Costs New Health Savings Account, HDHP limits for 2020 Integrated Disability and Health Programs Yield Fewer Absences Surprise Medical Bills and 'Balance Billing' in Crosshairs