Small Employers Can Reimburse for Medicare Part B, D Premiums

September 2019 Welcome If you ever have any questions about your coverages or how to acess care, please feel free to call or email us with your concerns ! Our agency has been asked to market a new dental plan for our Albuquerque and Denver offices. This is a terrific opportunity for our clients.  We are so excited as the benefits are fantastic ! If you want to look at the plan prior to your renewal, as in you know someone in your firm is going to have some heavy dental work completed, or is comtemplating dental work: Here's the benefit summary link:  http://bit.ly/Plansurity As a tease, it has no deductibles and has a $10,000 a year benefit for each family member. It's only available on a group basis, so we'll share it with you at your renewal this year. Michele & Matt Contact Us Michele Boland: Broker Matt Boland: Broker M & M Insurance Agency DENVER OFFICE 1685 S. Colorado Blvd., Suite S312 Denver, Colorado 80222-40401 303-988-2115 ALBUQUERQUE OFFICE 11024 Montgomery Blvd., NE Albuquerque, New Mexico 87111 505-881-2638 matt@mminsuranceagency.com michele@mminsuranceagency.com Call from anywhere: 1-877-480-HEALTH Our Website: Click Here ! Feedback We always appreciate your valuable feedback! We value our relationships and would like your opinion about our agency. Any suggestions? Improvements? Compliments? We would appreciate hearing from you. We also appreciate you passing on our name when the subject of insurance comes up. Thank You ! What's New This Month Small Employers Can Reimburse for Medicare Part B, D Premiums As the workforce ages and many employers want to keep on baby-boomer staff who have the experience and institutional knowledge that is irreplaceable, one issue that always comes up is how to handle health insurance. Once your older workers reach the age of eligibility for Medicare, under current law you can help them pay for Part B and D premiums with a Medicare Premium Reimbursement Arrangement. These types of arrangements are legal for only certain sized employers, though. Get the details here. Read More IRS Eases Access to Chronic Disease Treatment New guidance from the IRS will help people enrolled in high-deductible health plans get coverage for pharmaceuticals to treat a number of chronic conditions. Under the guidance, medicinal coverage for patients with HDHPs that have certain chronic conditions will be classified as preventative health services, which must be covered free with no cost-sharing under the Affordable Care Act. What’s covered and when does this take effect? Read More Deciding Which Dental Insurance Plan Is Right for Your Company Choosing the right dental benefits plan for your employees is always filled with compromises and difficult decisions, no matter if this is the first time you will offer a dental plan at your company or you are just revising the benefits currently on offer. The process becomes even more difficult when you look into the variety of options and types of dental benefits there are today. Here’s some information to help simplify the situation. Read More Articles from our Previous Issues Addressing the Financial Impact of Losing a Key Employee Legal Traps to Avoid When Dealing with FMLA Requests EEOC Says Use of Service Dog is 'Reasonable Accommodation' under ADA Legislation Aims to Tackle Health Care Costs New Health Savings Account, HDHP limits for 2020 Integrated Disability and Health Programs Yield Fewer Absences Surprise Medical Bills and 'Balance Billing' in Crosshairs An Insurance Agent Is There For You When You Have a Claim Critical Illness Insurance Provides Vital Protection to Employees Judge Shoots Down Association Plans